Online threats are part-and-parcel of life on the Web -- but the end of the
year proves to be a lucrative time to give cybercriminals the gift of your bank
details or personal data.
As the holiday season comes in to full swing, more consumers use online banking
and retail sites to complete their Christmas shopping. However, consumers are
often duped by a number of tactics employed by criminals to profit from a lack
of security awareness.
From fake charity campaigns to emailed shipping notifications, the ways that
criminals attempt to steal your data are varied, creative and widespread. It's
not easy to remain vigilant all of the time, but for some tips and advice on
what to look out for, check out this gallery of the top ten scams this holiday
season.
1.Mobile
apps lacking Christmas cheer:
Due to the explosion in popularity
for mobile devices, cybercriminals are now the creators of legitimate-looking
apps that feature holiday shopping deals, celebrity endorsements and time-sensitive
offers. However, these often-free applications, once downloaded to your
smartphone or tablet, may steal or modify your data. Malicious apps may
intercept your communication, steal your banking data, and may forward you to
premium services. In addition, an app may bypass authentication systems by
asking for a code to be sent to your mobile device.
How to stay safe: Review applications before downloading. In particular,
check out its star rating, and what others have said about the software.
2.
The hottest gifts this season in scams:
As belts tighten, many of us look
for holiday gift and travel deals online. However, malicious links to fake
websites, phishing scams and phoney contests on social media can all be
gateways for cybercriminals to gain access to your personal data or download
malware on to your devices.
Not only this, but you run the risk
of being hoodwinked into purchasing cheap products that you believe to be
designer, only to find that amazing "deals" are for counterfeit
products.
How to stay safe: Purchasing from official retailers lessens the risk of
being duped, and try to verify low prices that look too good to be true.
3.
Seasonal Travel Scams:
Emailed and social media travel deal
links and notifications -- whether through shared content, competitions or
paid-for advertising can all be used to trick users into submitting their
personal data. In addition, if PCs become infected with spyware or malware when
visiting a malicious site, scammers can install keyloggers or convince you to
complete a fake purchase.
This isn't just it; while we all
would love to brag we visited the Alps for $200, criminals that seize your
money for a fake travel package is a common way that consumers can lose
out.
How to stay safe: If something looks too good to be true, it probably is
-- and you can save yourself heartache by following a few simple rules. If a
website offer looks too good, then conduct a quick review on Google, such as
"thiswebsite.com reviews" to find out if the service is
legitimate, and don't forget to regularly perform anti-virus sweeps. This, in
turn, can also help you find out if the firm -- while real -- is a poor choice
to spend your hard-earned cash with.
If you accidentally click on
phishing emails or conduct dubious online purchases, two-step verification
purposes may help you if you accidentally give away your details -- rather than
find your account cleaned out later.
4.
E-Seasons Greetings? Not quite:
Merry Christmas, here's your
malware. Postcards and snail mail seasons greetings are giving way to e-cards
as a way to wish your friends and family a Merry Christmas -- and so naturally,
malicious apps and software are in on the consumer trend. Legitimate looking
e-cards may cause unsuspecting users to download viruses after clicking a link
or attachment in an email.
How to stay safe: Check gift cards that you receive for suspicious
misspellings in your name, the company's, or in the subject title. If you're
concerned, it's best to simply click the delete button.
Image credit: Blue Mountain
5.
Malicious online games -- Be careful of the kids:
A common problem, many malicious
apps pretend to be popular games on smartphones and tablets. From Angry
Birds to Grand Theft Auto, malicious apps can be found within the
Android and iOS ecosystem -- so if you hand over your device to amuse children,
be aware of the games' sources. Malware, in-app purchases and social media
pages embedded in the apps can all threaten your device's security -- and any
accounts linked to it.
How to stay safe: Talk to your children about how to spot and avoid
potential scams, and only allow them to download apps under your supervision --
where you can check the rating and comments left about an application. Buying and
downloading games from reputable sources will also help
6.Holiday
Mobile SMS Scams:
When you choose to download apps or
files from the web, FakeInstaller tricks Android users into thinking the
download process is legitimate -- and may send SMS messages from your mobile to
premium rate numbers without your consent.
How to stay safe: Double check the legitimacy of files and apps you are
downloading.
7.
Are you the one?
Romance scams are a constant threat
to online users. Whether short or long term, users of dating sites are conned
out of their hard-earned cash every day -- paying for an online person to deal
with an emergency, or paying for them to visit. However, messages sent from a
potential "love interest" can also include phishing scams, where the
person accesses your personal information such as usernames, passwords, and
credit card details.
How to stay safe: Log on to trustworthy dating sites, and no matter how
nice the person seems to be, be extremely careful about giving out personal
information -- and never give any money away.
8.
Waiting for gifts to arrive? Don't be fooled:
Fake shipping notifications can
pretend to give you updates on product deliveries, but in reality, can be scams
that carry malware and software designed to infect your PC and devices. Some
may ask you to click on links and input bank or address details.
How to stay safe: If it looks suspicious, contact your bank directly via
phone, secure website, or in-person, and never input any bank-based details. In
addition, checking the domain name on shipping emails is usually a sure-fire
way to check legitimacy
9.
Gift cards that are not always what they seem:
Gift cards are an easy option in the
holiday season, but deceptive social media ads touting exclusive packages and
deals can lead to fake purchases.
How to stay safe: Check the domain name and reputation of a seller
before making any purchases
10.
Giving to charity, or a criminal's pocket?
Donating to charities is common this
time of year, but cybercriminals capitalize on this -- and fake charity events
and websites put donations straight into their pockets.
Emails and advertising campaigns may
include the real charity's logo, details including the address, well-written
pitches and links to donate online -- but don't be fooled.
How to stay safe: Do background research on the charity you’d like to
donate to, and do not give out personal information if you have the slightest
suspicion things are not what they seem. Be aware that these scams often
surface in the wake of disaster -- such as the recent typhoon in
the Philippines -- and don't give in to guilt-laden pleas, images of
disaster, or "suggested donations." Even better, decide in advance
which charities you want to give to and contact them directly, rather than risk
a potentially fake donation on a whim.
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Friday, November 22, 2013
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